Victory Empowerment Centre methodology is based on international best practices in micro-finance delivery, and is essentially an adaptation of the Grooming People for Better Livelihood in Nigeria and International methodology to local market conditions.

Victory Empowerment Centre as an organization make use of group lending methodology as an essential ingredient to sustainable growth. Groups are formed on self selection basis and guided by basic social and economic indicators; whereas the group structure facilitates and provides easy access to members, the optimal utilization of the loan facility and repayment remain the primary responsibility of the individual members.

Small Loan: The Initial Loan is N40,000 after repayment of the initial loan, the loan is increased in subsequent loan cycles. This is a continuous process until the client decides to end the services.