Victory Empowerment Centre a Microfinance Institution with head office in Lagos State is recruiting for the positions of Credit Officer

VACANCY LOCATION: Lagos, Ogun, Abia, Port Harcourt and Akwa Ibom State.

POSITION: CREDIT OFFICER

REQUIREMENTS

QUALIFICATION/EDUCATION: BSC, HND and N.D Holder

WORK EXPERIENCE:

Experience And Non-Experienced Candidates will be accepted that are willing to learn and are performance driven. The candidate must not be above 40 years old

JOB ROLES

1.Marketing and mobilizing for potential active clients who are engaged in a small-scale business and needs microcredits to improve their business.

2.Sensitising potential clients on the various loan product of the company

3.Evaluate creditworthiness and risks

4.Collect client’s financial data and documentation

5.Analyse risks and approve or reject loan request

6.Maintain and update records of loan applications

7.Follow up with clients about loan renewals

8.Monitor progress of existing loans

SKILLS REQUIRED

• A Smart and Intelligent University or Polytechnic graduate in any course
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Customer service experience
• The following can be an advantage

Proven work experience as a Credit Officer or similar role, Hands-on experience with lending procedures and products, good use of Microsoft office applications.

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